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Race Car Insurance Coverage Outline
This Insurance Coverage is written through the North American Racing Association (NARA). The NARA is a
non-profit organization formed to assist drag racing participants. To purchase insurance through the
association you must be a member and your vehicle must be raced at an Insured and Sanctioned event. If
you are not currently a member the annual membership fee will be added to the cost of the insurance. To
become a member of the NARA you must also be a member of the National Hot Rod Association (NHRA),
International Hot Rod Association (IHRA) or the Good Guys.
The Insurance Coverage provided is "PHYSICAL DAMAGE" coverage only. It covers your racecar at all times
including racing. There is no coverage for Bodily Injury or Property Damage to other people or their
property. This insurance is broken down into three (3) categories. They are:
1. Racing. Coverage is provided from the water box to the beginning of the return road.
2. Non-Racing. Coverage is provided for your racecar until you are in the water box and picks up again
at the beginning of the return road.
3. Trailer and Contents. Coverage is provided for your trailer and the contents therein used to service
you racecar.
Insurance is available immediately for vehicles valued up to $100,000. Vehicles in excess of $100,000
need prior approval from the underwriter. Premiums can be paid through your major credit card.
Please proceed to our web site www.racecarinsurance.net
to request a quotation.
DISCLAIMER
This abbreviated outline of coverage is not intended to express any legal opinion as to the nature of
coverage provided. They are only visuals to a basic understanding of coverage. Please read your policy
for specific details of coverage.
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